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Raymond Terrace is a town in the Hunter Region of New South Wales, Australia, about 26 km (16 mi) by road north of Newcastle on the Pacific Highway. Established in 1837 it is situated at the confluence of the Hunter and Williams rivers and has about 12,600 residents. It is the administrative centre of the Port Stephens LGA as well as a service hub for surrounding rural areas. A fleet of prawn trawlers is based at Raymond Terrace. Raymond Terrace consists of 3 distinct regions. The north and south regions are primarily rural/semi-rural and occupy approximately 74% of the town's land with only 3% of the population living in these areas. Most of the population lives in the town itself. The centre of the town where the shopping district is located is adjacent to the Hunter River, just south of the confluence of the two rivers. Access to the northern sides of the rivers is via the Fitzgerald bridge which crosses the Williams River just north-east of the confluence. When the Hunter River is in flood access is often not possible. The town itself is protected by levee banks and other flood mitigation devices however some lower parts of the town still flood. During the 2007 Hunter region and Central Coast storms water rose high enough within the town to flood the parking level under the Raymond Terrace Marketplace shopping centre. In 1998 the Raymond Terrace bypass on the Pacific Highway was opened, diverting traffic away from the town centre. Most of the town now lies to the north-west of the bypass between the Hunter and Williams rivers however the suburb of Lakeside lies to the east of the bypass, between the bypass and the wall of Grahamstown Dam.

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